Target Lines of Business
Specialist reinsurance support for complex, high-stakes classes.
We focus on lines where reinsurance is not just capacity - it’s portfolio stability, technical clarity, and execution discipline. Across each class, our mandate is consistent: present risk accurately, structure programmes that fit the portfolio, and place reinsurance with clear documentation, reliable reporting, and strong settlement integrity.
01
Property Reinsurance
We support property risk transfer strategies that protect balance sheets against severity events and accumulation exposures, while maintaining underwriting confidence.
Where we add value
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Structured treaty and facultative solutions aligned to portfolio profile and market capacity
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Clear placement terms (retentions, limits, exclusions, reinstatements) to reduce claims friction
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Disciplined data presentation and reporting support (including bordereaux readiness)
Capernaum Reinsurance Brokers W…
Best suited for
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Insurers with growing commercial/industrial books
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Portfolios exposed to catastrophe/severity volatility
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Cedants prioritising contract clarity and settlement discipline
03
Liability
Liability structures must be aligned to exposure, jurisdiction, and claims behaviour - precision matters.
We support liability programmes across public, professional, and specialist liability - ensuring coverage structures are coherent, defensible, and aligned to the underlying risk profile.
Where we add value
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Structured placement aligned to risk exposure and policy intent
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Market engagement and negotiation focused on clarity and enforceability
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Claims facilitation support to reduce dispute risk and settlement delays
Capernaum Reinsurance Brokers W…
Best suited for
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Growing liability books requiring reliable reinsurance backing
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Specialist liability portfolios where wording discipline is critical
02
Engineering & Construction Risk
Infrastructure and project risks demand specialised reinsurance structuring - especially where CAR/EAR exposures are large, technical, and time-bound.
We support placement of CAR (Contractors All Risk) and EAR (Erection All Risk) programmes that reflect project realities and ensure reliable protection across the construction lifecycle.
Where we add value
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Programme design for project pipelines and contractor portfolios
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Placement support for high-value and complex infrastructure exposures
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Lifecycle discipline: clear documentation, reporting support, and claims facilitation
Best suited for
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Insurers active in construction, energy, and major infrastructure corridors
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Cedants needing stable reinsurance support for project-driven books
04
Energy & Special Risks
Large energy assets and complex exposures require bespoke reinsurance placement and disciplined execution.
We support energy and special risks where underwriting complexity, asset criticality, and severity potential require careful structuring and clear market alignment.
Where we add value
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Bespoke placement for complex/large risks needing tailored terms
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Strong risk presentation standards to improve market outcomes
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Operational discipline: reporting integrity, governance, and premium settlement focus
Best suited for
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High-value assets and technically complex insureds
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Cedants requiring specialist market access and reliable placement execution
Our Placement Standard
Across every line, we operate with a consistent execution standard - technical competence, governance discipline, audit-ready documentation, and transparent reporting - because long-term reinsurance performance depends on how the programme is structured and managed, not only on where it is placed.